The annual total cost rate covers interest, allocation fee, life insurance to be made throughout the loan term, and taxes, and has been calculated based on sample terms and amounts.
“These calculations are for informational purposes only, vary depending on the debt amount, maturity, and collateral, and are not binding.”
“Our bank reserves the right to change the campaign features and terminate the campaign according to market conditions.”
A 2% Banking and Insurance Transactions Tax, Duhuliye (admission fee), Share fees, and taxes on these items have been added to the Allocation Fee. A 0.5% Stamp Duty is collected for each loan request.
The annual cost rate is calculated assuming that the consumer pays the installments regularly.

Documents Required for Loan Applications

• Risk assessment for customers without a Memzuç (Credit Registry) record and non-customers,
• Original and photocopy of ID Card or passport (the same documents will be requested from the guarantor/s),
• An official document verifying the address, a current electricity or water bill (excluding ID card) (the same documents will be requested from the guarantor/s),
• Income Statement (the same documents will be requested from the guarantor/s.)

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