Interest Rates and Fees

DEPOSIT GROUP TYPE INTEREST RATE TO BE APPLIED (%) INTEREST RATE TO BE APPLIED (%) INTEREST RATE TO BE APPLIED (%) INTEREST RATE TO BE APPLIED (%) INTEREST RATE TO BE APPLIED (%) INTEREST RATE TO BE APPLIED (%)
TL WEEKLY 1 MONTH 3 MONTHS 6 MONTHS 1 YEAR 1 YEAR 1 MONTH

1,00-50.000

17,00

24,00

24,00

24,25

24,50

24,25

50.001-100.000

18,00

24,50

24,50

24,75

25,00

24,75

100.001-300.000

18,25

25,50

25,50

25,75

26,00

25,75

300.001-500.000

18,50

26,50

26,50

26,75

27,00

26,75

500.001-750.000

19,00

27,00

27,00

27,25

27,50

27,25

750.001-1.000.000

20,00

27,50

27,50

27,75

28,00

27,75

Over 1.000.001

21,00

28,00

28,00

28,25

28,50

28,25

TERM USD. EURO. STG.
TERM FREE

0,00

0,00

0,00

WEEKLY TERM

0,15

0,15

0,15

1 MONTH TERM

0,50

0,50

0,50

3 MONTH TERM

0,50

0,50

0,50

6 MONTH TERM

0,50

0,50

0,50

1 YEAR TERM

0,75

0,75

0,75

1 YEAR TERM WITH MONTHLY INTEREST PAYMENT

0,50

0,50

0,50

Deposit Interest Withholding Tax Rates
  Maturity: Up to 6 Months (including 6 months) MATURITY
Over 6 Months
Interests on bonds or deposits in Turkish Lira currencies obtained by reals persons 17,50%
(Seventeen and a Half Percent )
15,00%
(Fifteen Percent)

Interest income from Turkish Lira bonds or deposits obtained by legal entities

17,50%
(Seventeen and a Half Percent )
15,00%
(Fifteen Percent)
Interest income derived from foreign currency–denominated receivables or deposits by natural or legal persons 18,00%
(Eighteen Percent)
18,00%
(Eighteen Percent)
Interest income from bonds or deposits obtained from government bonds by real or legal persons 0%
(Zero Percent)
0%
(Zero Percent)

Turkish Republic of Northern Cyprus Banking Law Article 34;
1. Banks, shall not be eligible to accept deposits or participation funds in the name of their overseas branches, centres and their companies or other banks or other financial foundations other than banks.
2. Recruitment of new personnel by the banks in the purpose of collecting the deposits or participation funds in the name of their overseas branches, centres and companies or other banks or financial foundations other than banks, leading their clients to these foundations or preparing documentations shall be deemed as unauthorised acceptance of deposits or participation funds.

Deposits Covered by Savings Deposits Insurance and Financial Stability Funds;

All savings deposits opened in the banks up to 20,000-EUR are covered with the SAVINGS DEPOSITS INSURANCE AND FINANCIAL STABILITY FUNDS insurance. 

  Drawing Accounts  Checking Accounts
TL

No receivable interest

No receivable interest

EUR

No receivable interest

No receivable interest

USD

No receivable interest

No receivable interest

GBP

No receivable interest

No receivable interest

PS: +3% BSIV charge will be added for all entries of fees and commissions excluding the articles stated otherwise. For detailed information on other fees on products and operations that are not enlisted on the website, please feel free to contact with a Limasol Türk Kooperatifi Bankası branch.

LETTER OF GUARANTEE FEES

Service Description

Detailed Explanation

Commission Fee Schedule

NOTE

Domestic Letters of Guarantee

Bid Bonds (Temporary)

Cash Collateralized 1.00% (Minimum 1260 TL)
Other Collaterals 3.0% Minimum (1260 TL)

For indefinite letters of guarantee, the commission fee schedule in effect on the maturity date will be applied at the date of issuance and every year until the letter is cancelled.
Domestic Letters of Guarantee 1 – 6 months maturity

Cash Collateralized 2.00% (Minimum 1260 TL)
Other Collaterals 3.00% Minimum (1260 TL)

 
Domestic Letters of Guarantee

7 – 12 months maturity

Cash Collateralized 2.50% (Minimum 1260 TL)
Other Collaterals 4.50% Minimum (Minimum 1260 TL)

 
Domestic Letters of Guarantee

Over 1 Year

Cash Collateralized 5.00% (Minimum 1260 TL)
Other Collaterals 7.00% (Minimum 1260 TL)

 
Domestic Letters of Guarantee (For Ministry of Labour and Social Security)

Up to 15 Months Maturity
(Within 12+3 Protocol Scope)

Cash Collateralized 2.00% (Minimum 1260 TL)
Other Collaterals 3.00% (Minimum 1260 TL)

Within the scope of the protocol specified in BoD Decision No: 468/23

Domestic Letters of Guarantee (For Ministry of Labour and Social Security)

Up to 27 Months Maturity
(24+3 Protocol Scope)

Cash Collateralized 2.50% (Minimum 1260 TL)
Other Collaterals 4.50% (Minimum 1260 TL)

Within the scope of the protocol specified in BoD Decision No: 468/23

International Letters of Guarantee

1 – 3 months maturity

Cash Collateralized 1.00% + Correspondent Bank Charges
Other Collaterals 2.00% + Correspondent Bank Charges

Correspondent Bank Charges (varies depending on the selected correspondent)

International Letters of Guarantee

4 – 6 months maturity

Cash Collateralized 1.50% + Correspondent Bank Charges
Other Collaterals 3.00% + Correspondent Bank Charges

Correspondent Bank Charges (varies depending on the selected correspondent)

International Letters of Guarantee

7 – 9 months maturity

Cash Collateralized 2.50% + Correspondent Bank Charges
Other Collaterals 4.50% + Correspondent Bank Charges

Correspondent Bank Charges (varies depending on the selected correspondent)

International Letters of Guarantee

10 – 12 months maturity

Cash Collateralized 3.00% + Correspondent Bank Charges
Other Collaterals 6.00% + Correspondent Bank Charges

For indefinite letters of guarantee, the commission fee schedule in effect on the maturity date will be applied at the date of issuance and every year until the letter is cancelled. Correspondent Bank Charges (varies depending on the selected correspondent)

LETTER OF CREDIT FEES
Service Description Detailed Explanation Commission Fee Tariff NOTES
TL Letter of Credit No Term (Without Confirmation)

3.80% + 530 TL Communication Fee (for the first three months), 0.5% commission for each subsequent month (five per thousand) + current correspondent bank fee

 
TL Letter of Credit

With Term  (Without Confirmation)

3.80% + 530 TL Communication Fee (for the first three months), 0.5% commission for each subsequent month (five per thousand) + current correspondent bank fee

 
TL Letter of Credit

No Term (With Confirmation)

4.75% + 710 TL Communication Fee (for the first three months), 0.5% commission for each subsequent month (five per thousand) + current correspondent bank fee

 
TL Letter of Credit

With Term (With Confirmation)

4.75% + 710 TL Communication Fee (for the first three months), 0.5% commission for each subsequent month (five per thousand) + current correspondent bank fee

 
FC Letter of Credit

No Term (Without Confirmation)

3.80% + 530 TL Communication Fee (for the first three months), 0.5% commission for each subsequent month (five per thousand) + current correspondent bank fee

 
FC Letter of Credit

With Term  (Without Confirmation)

3.80% + 530 TL Communication Fee (for the first three months), 0.5% commission for each subsequent month (five per thousand) + current correspondent bank fee

 
FC Letter of Credit

No Term (With Confirmation)

3.80% + 530 TL Communication Fee (for the first three months), 0.5% commission for each subsequent month (five per thousand) + current correspondent bank fee

 
FC Letter of Credit

With Term (With Confirmation)

3.80% + 530 TL Communication Fee (for the first three months), 0.5% commission for each subsequent month (five per thousand) + current correspondent bank fee

 
TL Standby/LC  

Opening commission: 3.80% + (1.0% per annum) + current correspondent bank fee

 
FC Standby/LC  

Opening commission: 3.80% + (1.0% per annum) + current correspondent bank fee

 
Amendments on FC / TL Letter of Credit for Imports  

140 TL per each operation + current corresponding bank expense.

 
Commission for Transfer of FC / TL Letter of Credit for Exports  

%0,5 (Five per Thousand)

 
TL Import and Documentation Operations  

(Seven and a half per thousand) 0.75% + 70 TL Communication Fee + current correspondent bank fee

 
FC Export and Documentation Operations  

(Eight per thousand) 0.8% + 130 TL Communication Fee + current correspondent bank fee

 
FC / TL Aval Commission  

3,8%

 
FC / TL Air-waybill Guarantee  

35 USD

 
REMITTANCE / TRANSFER TRANSACTIONS
Service Description Detailed Explanation Commission Fee NOTE
Domestic Transfers

Transfer from a customer account to another customer account

No Fee

 
Domestic Transfers

A money transfer made by a non-customer to a non-customer

340 TL

 
Domestic Transfers

Investments made in interbank customer accounts

No Fee

 
Domestic Transfers (OUTGOING) LIMIT AND TRANSFER CHANNEL
RATE MINIMUM MAXIMUM
Staff are exempt from domestic money transfers.  
BRANCH UNDER 12,000 TL
0,2 24 24
BRANCH OVER 12,000 TL
0,2 24 600
INTERNET UNDER 12,000 TL
0,05 6 6
INTERNET OVER 12,000 TL
0,05 6 150
BRANCH UNDER 2000 USD
0,05 1 4
BRANCH OVER 2000 USD
0,05 1 100
INTERNET UNDER 2000 USD
0,05 0,5 1
INTERNET OVER 2000 USD
0,05 1 25
BRANCH UNDER 2000 GBP
0,05 1 4
BRANCH OVER 2000 GBP
0,05 1 100
INTERNET UNDER 2000 GBP
0,05 0,5 1
INTERNET OVER 2000 GBP
0,05 1 25
BRANCH UNDER 2000 EUR
0,05 1 4
BRANCH OVER 2000 EUR
0,05 1 100
INTERNET UNDER 2000 EUR
0,05 0,5 1
INTERNET OVER 2000 EUR
0,05 1 25
International Transfers

Outgoing transfers TL

0.30% (Min 20 TL) + 15 TL (Communication Fee) + 3% BIST (Banking and Insurance Transactions Tax)

A 0.3% commission + 3% BIST is charged to the personnel. For transactions up to a maximum of 1,000 TL, a minimum of 2 TL + 3% BIST is charged.

 
International Transfers

Outgoing transfers in FC

0.70% FC Equivalent (Min 20 TL FC Equivalent) + 16 TL (Communication Fee) + 14 TL (Internet Fee) + 3% BITT (FC Equivalent)

A 0.3% commission + 3% BITT is charged to the personnel. For transactions up to a maximum of 1,000 TL or its FC equivalent, a minimum of 2 TL + 3% BITT is charged.

 
International Transfers

Incoming transfers in TL

0.3% (Min 20 TL) + 3% BITT

A 0.3% commission + 3% BITT is charged to the personnel. For transactions up to a maximum of 1,000 TL, a minimum of 2 TL + 3% BITT is charged.

 
International Transfers

Incoming transfers in FC

0.3% (Min 3 EUR/GBP/USD) + 3% BSIV
Personnel will receive 0.3% commission + 3% BSIV.

 
International Transfers

TRL Outgoing Transfer (0.01-10,000.00)

15 TL

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

TRL Outgoing Transfer (1.000,01-10.000,00)

35 TL

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

TRL Outgoing Transfer (10.000,01-50.000,00)

55 TL

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

TRL Outgoing Transfer (50.000,01-100.000,00)

70 TL

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

TRL Outgoing Transfer (100.000,01-500.000,00)

110 TL

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

TRL Outgoing Transfer (500.000,01 – 1.000.000,00)

175 TL

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

TRL Outgoing Transfer (1.000.000,01 ve üzeri)

300 TL

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

EUR Outgoing Transfer (Germany) (0.01-25.000,00)

30 EUR

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

EUR Outgoing Transfer (Germany) (25.000,01-100.000,00)

40 EUR

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

EUR Outgoing Transfer (Germany) (100.000,01-500.000,00)

50 EUR

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

EUR Outgoing Transfer (Germany) (500.000,01 ve üzeri)

60 EUR

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

EUR Outgoing Transfer (Outside Germany) (0.01-25.000,00)

30 EUR

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

EUR Outgoing Transfer (Outside Germany) (25.000,01-100.000,00)

50 EUR

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

EUR Outgoing Transfer (Outside Germany) (100.000,01-500.000,00)

70 EUR

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

EUR Outgoing Transfer (Outside Germany) (500.000,01 and above)

90 EUR

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

GBP Outgoing Transfer (United Kingdom) (0.01-10.000,00)

15 GBP

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

GBP Outgoing Transfer (United Kingdom) (10.000,01-100.000,00)

20 GBP

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

GBP Outgoing Transfer (United Kingdom) (100.000,01-1.000.000,00)

25 GBP

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

GBP Outgoing Transfer (United Kingdom) (1.000.000,01 and above)

30 GBP

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

GBP Outgoing Transfer (Outside United Kingdom) (0.01-10.000,00)

20 GBP

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

GBP Outgoing Transfer (Outside United Kingdom) (10.000,01-100.000,00)

25 GBP

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

GBP Outgoing Transfer (Outside United Kingdom) (100.000,01-1.000.000,00)

30 GBP

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

GBP Outgoing Transfer (Outside United Kingdom) (1.000.000,01 and above)

40 GBP

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

USD Outgoing Transfer (0.01-10.000,00)

15 USD

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

USD Outgoing Transfer (10.000,01-100.000,00)

20 USD

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

USD Outgoing Transfer (100.000,01-1.000.000,00)

25 USD

Correspondent Bank Expense to be paid for the net delivery to the recipient

International Transfers

USD Outgoing Transfer (1.000.000,01 and above)

30 USD

Correspondent Bank Expense to be paid for the net delivery to the recipient

Universal Payment Transfer (UPT)

Buyer country – Quantity range

UPT’s current tariff applies as it varies by recipient country and quantity range

Moneygram Money Transfer

Buyer country – Quantity range

Moneygram’s current tariff is applied as it varies depending on the recipient country and amount range.

CHEQUE EXPENSE FEES
Service Description Detailed Explanation Commission Fee Tariff Notes
Cheque Books

10 sheet cheque books

400 TL

 
Cheque Books

25 sheet cheque books

600 TL

 
Cheque Books

50 sheet cheque books

1200 TL

 
Cheque Books

For 5*50-sheet block sales

Changes as per the agreement with the client

 
Domestically Written Cheques

Cashed over TL

400 TL

 
Domestically Written Cheques

Cashed over FC

400 TL (Equivalent FC)

 
Cashing Cheques of other branches by real persons or legal entities.

 

200 TL

 
BANK STATEMENTS
Service Description Detailed Explanation Commission Fee Tariff Notes
Bank Statement Fee

Additional bank statements requested by our clients other than the statements that Limasol Türk Kooperatif Bankası regularly submits once in three months.

6,50 TL for each line enlisted on the additional bank statements requested by our clients other than the statements that Limasol Türk Kooperatif Bankası regularly submits once in three months.

Bank Statement Fee is charged after 5 lines at minimum.

SAFE-DEPOSITS
Service Description Detailed Explanation Commission Fee Tariff Notes
Safe Deposits (Annual) Small Safe Deposits

80 GBP

 

Safe Deposits (Annual)

Medium Safe Deposits

100 GBP

 

Safe Deposits (Annual)

Big Safe Deposits

120 GBP

 

Deposit

One-time-only

For small safe deposits 80 GBP
For medium safe deposits 100GBP
For big safe deposits 120 GBP

In case a renewal date is set, current client will be charged deposit fees as well.

 

ACCOUNT MAINTENANCE FEES
Service Description Detailed Explanation Commission Fee Tariff NOTE
Checking Accounts

TL

2,50 TL per operation, 0,700% ave. Commission fee Max. 750.000 TL charged over balance due.

 

Checking Accounts

TL (Customers receiving special service)

2,50 TL per operation, 0,700% ave. Commission fee Max. 750.000 TL charged over balance due. (250 TL from real person customers every three months)

 

Checking Accounts

FC

2,50 TL per operation, 0,700% ave. Commission fee Max. 750.000 TL 750.000 TL max charged over balance due.

 

Drawing Account Maintenance Fee

Personal TL

2.00 TL for each transaction and 250 TL every three months from individual customers (125 TL for each account for those with more than one account.)

A discount of 50% of the account maintenance fee will be applied to the current deposit accounts (the account from which only the salaries come) of individual customers whose salaries come to our bank (including all salary directives such as public + private etc.) until 31.12.2026 (including this date).
Drawing Account Maintenance Fee

Personal TL (Customers receiving special service)

500 TL from individual customers every three months (250 TL for each account for those with more than one account.)

 
Drawing Account Maintenance Fee

Commercial TL

2.00 TL for each transaction and 380 TL for Business customers every three months (190 TL for each account for those with multiple accounts.)

 
Drawing Account Maintenance Fee

Commercial TL (Customers receiving special service)

Every three months 750 TL from commercial customers (375 TL for each account for those with more than one account.)

 
Drawing Account Maintenance Fee

Personal FC

For each transaction, 2.00 TL equivalent in FC and every three months, 250 TL equivalent in FC from individual customers (For those with more than one account, 125 TL equivalent in FC for each account.)

 
Drawing Account Maintenance Fee

Commercial FC

For each transaction, 2.00 TL equivalent in FC and every three months, 380 TL equivalent in FC from commercial customers (190 TL equivalent in FC for each account for those with more than one account.)

 
POS FEES
Service Description Detailed Explanation Commission Fee Tariff NOTE
POS Mobile Fee

Monthly

50 TL

 
Member Business Place Service Fee and Insurance Fee (From the Business Place)

Monthly

450 TL

 
Ineffectiveness Fee

Collected upon the evaluation of the monthly endorsement.

800 TL

Collected on a monthly basis. (Collected from member business places with 2.000 TL or lower monthly endorsement).

Virtual POS Installation Fee

For Once Only

200 USD

 
Virtual POS Maintenance Fee

Monthly

20 USD

 
POS Maintenance Service Income

Monthly charged for each working POS device.

35 TL

 
CREDIT CARDS
Service Description Detailed Explanation Commission Fee Tariff NOTE
BASIC CARD  

NO FEE

 
Gold Credit Card  

850 TL

 
ElitCardVIP Credit Card  

1,000 TL

 
Corporate Credit Card  

1,400 TL

 
Card Cancellation / Card Closing Fee

 

NO FEE

 
Card Printing

Under All Conditions

A fee equivalent to the card fee applicable to the specific card type will be charged.

 
Statement Fee

The fee charged if a statement is sent to the customer’s address

100 TL

 
DEBIT CARD FEES
Service Description Detailed Explanation Commission Fee Tariff Note
Paralim (International Bank Card)

NO FEE

 
Paralim (International Bank Card) Renewal upon customer request before maturity
(lost, stolen, etc…)

775 TL

 

 

LOAN RATES

Please follow www.limasolbank.com.tr fort he most updated and detailed information regarding the loans.

CREDIT CARD INTEREST RATES
Service Description Detailed Explanation Commission Fee Tariff Note
Contractual Interest (Shopping Interest)  

Subject to be revised as per the rates defined by the Central Bank of TRNC

 

Overdue interest  

%Subject to be revised as per the rates defined by the Central Bank of TRNC

 

Cash Advance Withdrawal Interest  

Subject to be revised as per the rates defined by the Central Bank of TRNC

 

Cash Advance Withdrawal Fee  

20 TL

 
Cash Advance Withdrawal  Commission Fee  

Subject to be revised as per the rates defined by the Central Bank of TRNC

 
Limit Exceeding Fee  

This rate is 0% for credit cards other than of the company. Company cards rate is 3%.

 
Limit Exceeding Fee  

Subject to be revised as per the rates defined by the Central Bank of TRNC

 

Minimum Payment Rate  

Subject to be revised as per the rates defined by the Central Bank of TRNC

 

Cash Advance Fee  

20 TL Fixed Fee + 5% Cash Operation Commission + %4,63 Cash Advance Interest Rate

 
Cash Advance in Instalments Fee

(2 to 6 Instalments)

10 TL Fixed Fee + 12% Cash Operation Commission + %4,63 Cash Advance Interest Rate

 
Cash Advance in Instalments Fee

(7 to 12 Instalments)

10 TL Fixed Fee + 20% Cash Operation Commission + %4,63 Cash Advance Interest

 
RETROACTIVE ARCHIVES RESEARCH / DOCUMENT FEES
Service Description Detailed Explanation Commission Fee Tariff NOTES
Retroactive Document Fees

Each retrospective; printing receipts, issuing retrospective document copies such as contract, transaction receipt, tax collection receipt, document copy, premium collection receipt, etc. from the archive

250 TL

 
RETURNED CHEQUE FEES
Service Description Detailed Explanation Commission Fee Tariff NOTES
Domestic Returned Cheques in TL (Incoming / Outgoing Returns)

Incoming / Outgoing Returns

Incoming 510 TL/ Outgoing Returns 625 TL

 
Domestic Returned Cheques in FC (Incoming / Outgoing Returns)

Incoming 510 TL (Equivalent FC)/ Outgoing Returns 625 TL (Equivalent FC)

 
Expenditure on returned cheques sent foreign banks for transactions

Fees on Returned Cheques That are Sent to Foreign Banks for Transactions

510 TL per cheque sheet

 
DISCOUNT CHEQUE FEES
Service Description Detailed Explanation Commission Fee Tariff NOTES
TL Discounts (Maximum 3 Months)  

2% + 210 TL intelligence fee on each check amount

 
FC Discounts (Maximum 3 Months)  

2% + 210 TL equivalent foreign currency intelligence fee on each check amount

 

 

 

OVERSEAS CHEQUE COLLECTION FEES
Service Description Detailed Explanation Commission Fee Tariff NOTES
Cheques for Overseas Collection Purpose

TL

0.5% (Five per thousand) on the Check Amount without any distinction in TL / FC and Minimum 400 TL (Equivalent Foreign Exchange) + BSIV

 
Cheques for Overseas Collection Purpose

USD

 
Cheques for Overseas Collection Purpose

GBP

 
Cheques for Overseas Collection Purpose

EUR

 
Cheques and Transactions Assigned for South Cyprus

Pay Cheques

30 EUR + BSIV

 
Cheques and Transactions Assigned for South Cyprus

Salaries / Wages Paid via EFT

13 EUR + BSIV

 
Expenditure to be charged for our bank’s cheques to be paid by Garanti Bankası  

0,7% Commission + 5 TL PTT  + 3 TL APS  + BSIV + Corresponding Ban Fee

 
Expenditure to be charged for our bank’s cheques to be paid by Vakıfbank  

0,7% Commission + 5 TL PTT  + 3 TL APS  + BSIV

 
OTHER FEES
Service Description Detailed Explanation Commission Fee Tariff NOTES
Appraisal Fee
(If it will be taken as collateral for the first time and/or if the customer has a new request related to the existing mortgaged real estate)
Depends on the location and the place to be appraised.

Individual Customer 2,500 TL and/or Commercial Customer 5,000 TL + Appraisal Fee

Expertise invoice will be issued on behalf of the bank and the total fee will be requested from the client during the loan assessment.
Appraisal Fee
(For non-cash/cash limited accounts, the appraisals of the real estate mortgaged in favor of the bank are related to each year)
Depends on the location and the place to be appraised.

Expertise Fee

The appraisal invoice will be issued in the name of the bank and the total fee will be collected from the customer.
UBAN Request Letter  

200 TL

 
Letter of Credit (Turkish)  

500 TL

 
Letter of Credit (English)  

620 TL

 
Motor vehicles exit permissions (Motor vehicles under the bank pledge as collateral)  

1,510 TL

 
Loan Related Mortgage Change  

1,550 TL

 
Salary Routing / Exit Letter  

 1,510 TL

 
Mortgage Cancellation Fee  

1,550 TL per each deed operation

 
Partial Mortgage Termination and/or Collateral Change Fees   For Partial Mortgage Termination and/or Collateral Change Transactions; provided that there is no weakness between the interest-bearing balance of the loan and the collateral ratio after the release of the immovables (collaterals) taken as collateral for the loan, the loan collateral margin is 0.002% over the remaining interest-bearing balance of the loan for each stub, minimum TL 7,560 and maximum TL 11,300 will be applied. However, partial terminations in connection with transactions that increase the collateral value are exempt from the amounts and rates stipulated above. the amount will be applied as 1,400 TL.  
Letters and documentation issued by the branches  

500 TL

 
Early Closing Commission for Fixed Term Loans  

No early closing commission will be charged for legal loans.
An early closing commission will not be applied to loans granted before October 12, 2020, and an early closing commission will be applied to individual loans granted after the relevant date, within the framework of the following conditions.
CONSUMER LOANS EARLY PAYMENT COMPENSATION:
In case of a request for early payment in the first twelve months of fixed-term loans with variable interest rates and in case of early repayment of loans with fixed interest rates, the consumer has the right to receive compensation for possible costs directly linked to the early repayment of the loan. The amounts of early repayment made by the consumer within each twelve-month period, Compensation cannot be received from a portion not exceeding twenty (20) times the monthly minimum wage.
• Fixed Term Loans; Variable Interest Rate
For the first 12 months, during which interest is fixed, compensation cannot be received from the portion of the early repayment amounts that does not exceed twenty (20) times the monthly minimum wage.
Fixed Interest
No compensation can be received from the part of the early repayment amounts for the first 12 months that does not exceed twenty (20) times the monthly minimum wage.
The compensation that the organization can receive from the part of the early repayment amounts made by the consumer that exceeds twenty (20) times the minimum wage is a maximum of 1% (percentage) of the early repaid loan amount if the period between the early repayment date and the maturity date written in the loan agreement exceeds one year. one).
If the period between the early repayment date and the maturity date written in the loan agreement does not exceed one year, the maximum amount is 0.5% (five thousandths) of the early repaid loan amount.
The Compensation Amount cannot, in any case, exceed the Interest Amount Envisaged to be Paid in the Period Between the Early Repayment Date and the Maturity End Date Written in the Loan Agreement.

Sale of Shares  

Specified by an updated Executive Board decision.

 
Entrance Fees  

5% of the Gross Legal Minimum Wage.

 
The application to be made to persons who are not customers of our Bank in invoice collections made at the counter

In collections from the counter, only if the invoice owner does not have an account relationship with our Bank and/or only has the target customer status, a 50,00 TL transaction fee will be charged for the invoice collections of the institutions detailed below.
Yeniboğaziçi Municipality.
Çatalköy – Esentepe Municipality.
Lefke Municipality.
Gönyeli – Alayköy Municipality.
Lapta – Alsancak – Çamlıbel Municipality.
Değirmenlik – Akıncılar Municipality.
İskele Municipality.
Dikmen Municipality.
Beyarmudu Municipality.
Geçitkale – Serdarlı Municipality.
Lefkoşa Türk Municipality.
Güzelyurt Municipality.
Girne Municipality
Eastern Mediterranean University.

25 TL

For collections at the counter, only if the invoice holder does not have an account relationship with our Bank and/or is only a target customer, the invoice collections of the institutions detailed below will not be made.

KKTCELL
Digitech
KIBTEK
Vodafone
Telephone Office
Famagusta Municipality

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