LimaFund Loan

Total Loan Amount
(TL)
Term
(Month)
Annual Interest Rate
(%)
Commission Fee
(TL)
Stamp Fee
(TL)
Instalment
(TL)
Insurance (Annual)
(Loan Life)
(TL)
Total Amount Payable
(TL)
Annual Total Cost Rate
(%)
800.000,00 48 29,75 12.360,00 4.000,00 29.348,50 2.695,00 1.436.291,83 38,98
800.000,00 60 29,75 12.360,00 4.000,00 26.451,42 2.695,00 1.614.650,01 38,53
800.000,00 120 34,50 12.360,00 4.000,00 24.777,94 2.695,00 3.000.913,23 44,71
                 
                 
Total Loan Amount
(GBP)
Term
(Month)
Annual Interest Rate
(%)
Commission Fee
(GBP)
Stamp Fee
(GBP)
Instalment
(GBP)
Insurance (Annual)
(Loan Life)
(GBP)
Total Amount Payable
(GBP)
Annual Total Cost Rate
(%)
34.785,00 48 8,25 537,43 173,96 859,68 117,25 42.463,33 11,00
34.785,00 60 8,25 537,43 173,96 715,95 117,25 44.155,32 10,62
34.785,00 120 8,25 537,43 173,96 433,69 117,25 53.242,08 9,87
                 
                 
Total Loan Amount
(EUR)
Term
(Month)
Annual Interest Rate
(%)
Commission Fee
(EUR)
Stamp Fee
(EUR)
Instalment
(EUR)
Insurance (Annual)
(Loan Life)
(EUR)
Total Amount Payable
(EUR)
Annual Total Cost Rate
(%)
42.110,00 48 7,75 650,60 210,59 1.030,32 142,00 50.905,04 10,41
42.110,00 60 7,75 650,60 210,59 856,10 142,00 52.816,27 10,04
42.110,00 120 7,75 650,60 210,59 513,28 142,00 63.042,99 9,29
                 
                 
  • Annual total cost rate includes interest, commission fee, life insurance and taxes during a loan term and is calculated over sample term and amounts.
  • Insurance fee premiums are calculated as annual and as average with based on 35 years of age. Loan amount and the age of the client indicate associated variable.
  • “These calculations are indicative and may vary depending on the loan amount, term, collateral and are not binding.”
  • “Limasol Bankası has the right to make changes on the features of the campaign according to the market conditions and terminate the campaign.”
  • Commission Fee includes 3% bank and insurance taxes, entrance fees, share fees and the taxes of these. 0,5% stamp tax is collected for each loan application. 
  • Annual cost rate is calculated on the assumption of regular payment for instalments by the client.

Documents Required for Loan Application

  • Risk intelligence for clients who do not have any memzuç records, ie. loan risk records table or persons who are not clients currently.
  • Original and Copy of Identity Card or Passport (guarantor /guarantors shall provide for the same documentation).
  • An official proof of address such as current power or water bills (documentation other than ID) (guarantor /guarantors shall provide for the same documentation).
  • Proof of income (guarantor /guarantors shall provide for the same documentation).
  • For Loans with Car Pledge Collateral, pro forma invoices; vehicle ownership certificate copy for vehicles obtained from real person.
  • Real Estate Property Ownership Certificate for Loans with  Closed Mortgages.
  • Client Information Form regarding the Foreign Currency Loans.