The annual total cost rate includes interest, allocation fee, life insurance to be made during the credit term and taxes and is calculated based on a sample term and amount.

The blocked currency and amount are calculated assuming that it is evaluated as a demand deposit. It may vary according to customer preference.

“These calculations are for informational purposes and vary according to the amount of debt, term, collateral and are not binding.”
“Our bank has the right to make changes to the campaign features and to terminate the campaign according to market conditions.”
3% bank and insurance transaction taxes, Duhuliye, Share fees and taxes on these items are added to the Allocation Fee. 0.5% Stamp Duty is collected for each credit request.
The annual cost rate is calculated assuming that the consumer pays his installment payments regularly.

Documents to be Requested for Credit Applications

• Risk research from our customers who are not registered and from individuals who are not our customers,
• Original and photocopy of ID card or passport (same documents will be requested from guarantor(s),
• An official document confirming address, current electricity or water bill (excluding ID card) (same documents will be requested from guarantor(s),
• Income Declaration (same documents will be requested from guarantor(s).)