{"id":22433,"date":"2026-03-31T15:38:45","date_gmt":"2026-03-31T12:38:45","guid":{"rendered":"https:\/\/www.limasolbank.com.tr\/?page_id=22433"},"modified":"2026-04-07T11:05:39","modified_gmt":"2026-04-07T08:05:39","slug":"housing-loan-2","status":"publish","type":"page","link":"https:\/\/www.limasolbank.com.tr\/en\/personal-banking\/housing-loan-2\/","title":{"rendered":"Housing Loan"},"content":{"rendered":"<table style=\"height: 177px;\" width=\"1116px;\">\n<tbody>\n<tr bgcolor=\"Green\">\n<td style=\"text-align: center;\" colspan=\"10\" valign=\"top;\">\n<h3 style=\"margin: 10px 0px; color: white;\">HOUSING LOAN DETAILED INSTALMENT ANALYSIS (TL)<\/h3>\n<\/td>\n<\/tr>\n<tr bgcolor=\"Yellow\">\n<td style=\"text-align: center;\" width=\"97\">Loan Amount<br \/>\n(TL)<\/td>\n<td style=\"text-align: center;\" width=\"102\">Loan Term<br \/>\n(Ay)<\/td>\n<td style=\"text-align: center;\" width=\"114\">Annual Interest Rate<br \/>\n(%)<\/td>\n<td style=\"text-align: center;\" width=\"105\">Allocation Fee<br \/>\n(TL)<\/td>\n<td style=\"text-align: center;\" width=\"96\">Insurance (Annual)<br \/>\n(Home)<\/td>\n<td style=\"text-align: center;\" width=\"102\">Share<br \/>\n(TL)<\/td>\n<td style=\"text-align: center;\" width=\"102\">Stamp Fee<br \/>\n(TL)<\/td>\n<td style=\"text-align: center;\" width=\"172\">Installment Amount<br \/>\n(TL)<\/td>\n<td style=\"text-align: center;\" width=\"197\">Total Amount to be Refunded<br \/>\n(TL)<\/td>\n<td style=\"text-align: center;\" width=\"187\">Annual Total Cost Rate<br \/>\n(%)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">6.000.000<\/td>\n<td style=\"text-align: center;\">18<\/td>\n<td style=\"text-align: center;\">46,00<\/td>\n<td style=\"text-align: center;\">180.000,00<\/td>\n<td style=\"text-align: center;\">3.400,00<\/td>\n<td style=\"text-align: center;\">60.000,00<\/td>\n<td style=\"text-align: center;\">30.000,00<\/td>\n<td style=\"text-align: center;\">475.161,74<\/td>\n<td style=\"text-align: center;\">8.552.911,3<\/td>\n<td style=\"text-align: center;\">72,02<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">6.000.000<\/td>\n<td style=\"text-align: center;\">36<\/td>\n<td style=\"text-align: center;\">48,00<\/td>\n<td style=\"text-align: center;\">180.000,00<\/td>\n<td style=\"text-align: center;\">3.400,00<\/td>\n<td style=\"text-align: center;\">60.000,00<\/td>\n<td style=\"text-align: center;\">30.000,00<\/td>\n<td style=\"text-align: center;\">325.984,14<\/td>\n<td style=\"text-align: center;\">11.735.428,72<\/td>\n<td style=\"text-align: center;\">70,55<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">6.000.000<\/td>\n<td style=\"text-align: center;\">60<\/td>\n<td style=\"text-align: center;\">49,00<\/td>\n<td style=\"text-align: center;\">180.000,00<\/td>\n<td style=\"text-align: center;\">3.400,00<\/td>\n<td style=\"text-align: center;\">60.000,00<\/td>\n<td style=\"text-align: center;\">30.000,00<\/td>\n<td style=\"text-align: center;\">279.355,49<\/td>\n<td style=\"text-align: center;\">16.761.329,61<\/td>\n<td style=\"text-align: center;\">70,43<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: center;\">6.000.000<\/td>\n<td style=\"text-align: center;\">72<\/td>\n<td style=\"text-align: center;\">49,00<\/td>\n<td style=\"text-align: center;\">180.000,00<\/td>\n<td style=\"text-align: center;\">3.400,00<\/td>\n<td style=\"text-align: center;\">60.000,00<\/td>\n<td style=\"text-align: center;\">30.000,00<\/td>\n<td style=\"text-align: center;\">269.905,73<\/td>\n<td style=\"text-align: center;\">19.433.211,86<\/td>\n<td style=\"text-align: center;\">70,02<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<p>Annual total cost rate includes interest, commission fee, life insurance and taxes during a loan term and is calculated over sample term and amounts.<\/p>\n<p><span style=\"text-decoration: underline;\">The blocked currency and its amount have been calculated assuming that it is considered as demand deposit. It may vary according to customer preference.<\/span><\/p>\n<p>&#8220;These calculations are indicative and may vary depending on the loan amount, term, collateral and are not binding.&#8221;<br \/>\n&#8220;Limassol Turkish Cooperative Bank Ltd. has the right to make changes on the features of the campaign according to the market conditions and terminate the campaign.&#8221;<br \/>\nCommission Fee includes 3% bank and insurance taxes, entrance fees, share fees and the taxes of these. 0,5% stamp tax is collected for each loan application.<br \/>\nAnnual cost rate is calculated on the assumption of regular payment for instalments by the client.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Documents Required for Loan Application<\/strong><\/span><\/p>\n<ul>\n<li>Risk intelligence for clients who do not have any memzu\u00e7 records, ie. loan risk records table or persons who are not clients currently.&nbsp;<\/li>\n<li>Original and Copy of Identity Card or Passport (guarantor \/guarantors shall provide for the same documentation).<\/li>\n<li>An official proof of address such as current power or water bills (documentation other than ID) (guarantor \/guarantors shall provide for the same documentation).<\/li>\n<li>Proof of income (guarantor \/guarantors shall provide for the same documentation).<\/li>\n<li>For Loans with Car Pledge Collateral, pro forma invoices; vehicle ownership certificate copy for vehicles obtained from real person.<\/li>\n<li>Real Estate Property Ownership Certificate for Loans with&nbsp; Closed Mortgages.<\/li>\n<li>Client Information Form regarding the Foreign Currency Loans.<\/li>\n<\/ul>\n<p style=\"text-align: right;\"><a href=\"https:\/\/www.limasolbank.com.tr\/en\/personal-banking\/home-credit\/\">&lt; Back<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>HOUSING LOAN DETAILED INSTALMENT ANALYSIS (TL) Loan Amount (TL) Loan Term (Ay) Annual Interest Rate (%) Allocation Fee (TL) Insurance (Annual) (Home) Share (TL) Stamp Fee (TL) Installment Amount (TL) Total Amount to be Refunded (TL) Annual Total Cost Rate (%) 6.000.000 18 46,00 180.000,00 3.400,00 60.000,00 30.000,00 475.161,74 8.552.911,3 72,02 6.000.000 36 48,00 180.000,00 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4464,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page_full.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"ngg_post_thumbnail":0,"footnotes":""},"categories":[],"class_list":["post-22433","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/pages\/22433","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/comments?post=22433"}],"version-history":[{"count":3,"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/pages\/22433\/revisions"}],"predecessor-version":[{"id":22540,"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/pages\/22433\/revisions\/22540"}],"up":[{"embeddable":true,"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/pages\/4464"}],"wp:attachment":[{"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/media?parent=22433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.limasolbank.com.tr\/en\/wp-json\/wp\/v2\/categories?post=22433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}