The annual total cost rate includes interest, allocation fee, life insurance and taxes to be paid during the loan term and is calculated over the sample maturity and amount.

The blocked currency and amount is calculated assuming that it is considered as demand deposit. It may vary according to customer preference.
“These calculations are for informational purposes and vary according to the amount of debt, maturity, collateral and are not binding.”
“Our bank reserves the right to make changes in the campaign features according to market conditions and to terminate the campaign.”
Banking and insurance transaction taxes of 1.50%, Duhuliye, Share fees and taxes on these items are added to the Allocation Fee. A stamp tax of 0.5% is charged for each loan request.
The annual cost rate is calculated assuming that the consumer pays installment payments regularly.

Documents Required for Loan Applications

• Risk research from our customers who do not have a Memzuç record and from individuals who are not our customers,
• Original and photocopy of ID Card or passport (the same documents will be requested from guarantors/guarantors),
• An official document confirming address, current electricity or water bill (excluding ID card) (the same documents will be requested from guarantors/guarantors),
• Income Declaration (the same documents will be requested from the guarantor(s)).